Invest PGH + Credit Builders Alliance:

What It Means for You

Invest PGH provides loans to small businesses in Pittsburgh, helping entrepreneurs access the capital they need to grow, create jobs, and build generational wealth.

Starting in 2025, Invest PGH will begin reporting small business loan payments to the credit bureaus in partnership with Credit Builders Alliance. We know how important a strong credit history is: it affects your ability to buy a home, expand your business, and secure financial stability.

While there is no minimum credit score to qualify for our loans, we believe that reporting credit can be a powerful tool to help our borrowers. Whether you’re working to improve your credit or just starting to build a credit history, this change can help strengthen your financial future.

Good credit opens doors. With Invest PGH and CBA, you’ll not only grow your business but also build your credit profile, setting yourself up for even more opportunities down the road. At Invest PGH, we see credit as an asset, and we’re here to help you make the most of it.

Frequently Asked Questions

  • Invest PGH will start reporting all SMAL and ABEL loans to the credit bureaus beginning in 2025. 

  • This will only impact a borrower’s personal credit. 

  • Communication is key. As long as a borrower communicates with Invest PGH lending staff on situational hardships, or if they have a mutually agreed upon loan workout, loans will remain current in our system and will not negatively impact your credit. 

  • Reporting your small business loan can help you to build your credit or increase your credit by an estimated 50-70 points.