Applying is easy. We’re here to make it even easier.
Your journey as a small business owner is a testament to your dedication and hard work. We're here to support you every step of the way. Whether you're just starting out or looking to expand, our loan products can provide the financial boost you need to achieve your business goals. At Invest PGH, we understand the challenges you've faced and are committed to making the financing process as smooth and straightforward as possible.
On this page, you'll find all the information you need to get ready to apply for an Invest PGH loan product. We've broken down the process into simple steps, so you know exactly what's required and how long it will take. From gathering necessary documents to understanding eligibility criteria, we've got you covered. We believe that applying for financing should be a seamless experience, allowing you to focus on what you do best—running your business.
If you have any questions or need further assistance, help is just a phone call or email away. We’re here to ensure you have all the support you need to make informed decisions and secure the funding that best suits your business needs.
FAQs
How much financing can Invest PGH offer?
Financing for your project may range from $5k-$150k. Terms and interest rates vary.
Am I eligible?
Businesses must be located in the city of Pittsburgh and may include: real estate companies, non-profit organizations, commercial and industrial businesses, wholesale, retail, service, technology companies and manufacturing firms.
How can I use the funds?
Land costs, acquisition, construction and rehabilitation, leasehold improvements, equipment, working capital, building upgrades and façade.
What do I need to apply?
For startup and new businesses:
A business plan
Your current credit score
A description of how your money (equity), the loan funds and any other funds will be used for your project (document or table)
Three years personal federal income tax returns for members with 20% or greater ownership in the
business
Projected balance sheets, income statement and cash flow Statement for your business (if applicable)
Resumes for principals and management of company (if applicable)
A copy of your company’s organizational documents (i.e. articles of incorporation, partnership agreement, fictitious name documents, etc.)
For existing businesses:
All of the above, and
Balance sheets, income statements, and Cash Flow Statements for the last three years
Federal income tax returns prepared for the business for the past three years
Most recent interim year-end balance sheet, income statement and cash flow statement for your business
Not sure if you’re ready? Struggling to get started?
We can help with that.
Starting or expanding a child care business? We’ve got a whole page just for you.
We do the best we can to assist everyone who asks, but sometimes one of our partners is better able to provide what you're looking for, so we've put together a list of additional funders, technical assistance, and support.